Do I look good naked?
August 15th, 2008
The following messages are being held in your Junk Filter
To release a message for delivery.. login at http://mailboxes.ihcra.com and access your “Junkmail Quarantine”
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August 15th, 2008
The following messages are being held in your Junk Filter
To release a message for delivery.. login at http://mailboxes.ihcra.com and access your “Junkmail Quarantine”
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October 7th, 2007
Use Jumpchart to plan your website information architecture.
A Jumpchart is an online interactive sitemap
If you build websites for a living, you know that content organization and approval can be an overwhelming process. We’ve all tried flowcharts, and wireframes, html mocks… even paper. All of these suffer from crucial flaws… They’re not interactive, and they carry no momentum into the build phase.Super simple website project planning
How much easier would it be to start your next project with:100% approved content, and site navigation
Clean, valid CSS that’s easy to customize
Pre-populated pages full of already approved content
November 26th, 2006
Article from The Economist: Describing how a move by First Direct could lead to the end of free consumer banking in Britain.
There is much about British life that puzzles foreigners, but little is more perplexing than the discovery that most Britons do not pay fees on their current accounts.
It’s uniquely British,says Philip Middleton, a banking expert at Ernst & Young, an accounting firm.But now this cherished free banking for customers who keep their current accounts in credit is under threat. First Direct, an internet-and-telephone bank, last week unveiled plans to start charging customers £10 ($19) a month for running their current accounts. The charge will affect only the minority of customers who do not hold a minimum balance of £1,500 or who deposit less than that each month, and it can be avoided by signing up for any of the bank’s other products. However, the decision was still greeted with howls of protest and dire warnings that other lenders would follow suit.
It wasn’t until I met S that i realised that we were in any different in that regard. Since my childhood running a current account has been free. My ignorance to the extent was to view the German system — not that it is unique — as a little backward.
I won’t hold my breath though, periodically the UK banking industry decides that ATMs should carry a fee. Uproar in the press but they are a hardy lot those bankers. Within a few months, sometimes weeks, a supermarket or smaller bank or bulding society has decided to waive the fee to attract migrating customers apalled at the liberties taken by the banks. It is expected that the amount of fees and profits banks make anyway that ATM charges ought to nil — out of courtesy if nothing else.
As The Economist points out however, nothing comes for free — least of all from financial institutions
